The U.S. Needs More Apprenticeship
A nationwide shortage of trade workers had led many businesses and politicians to support more trade education and apprenticeship programs. I addressed this in a previous blog. What is meant by apprenticeship? The term is loosely used to describe a variety of on-the-job training (OJT) programs, but true apprenticeship involves a more formal structure of […]
The Surprising Truth About College Completion Rates
College dropout rates are higher than you think. The number of students who haven’t completed the courses require to graduate are higher than you might believe, as well. If there’s any good news to this scenario, it’s that both dropout and non-completion rates are improving. Still, the National Student Clearinghouse Research Center reports that only […]
Is The Dream Of A College Degree Killing The Dream Of Homeownership?
The high cost of a traditional four-year college degree has created a growing student loan problem. The struggle to pay off this debt after graduating from college has a trickle-down effect that is becoming so evident in certain areas that it’s drawn the attention of the federal government. At the start of 2019, the Federal […]
All In The Approach: Paying Off Student Loans
Did you know that one out of every four adults in the United States is currently paying off their student loan debt? There are more than 44 million Americans who owe a combined $1.5 trillion in student loans. Imagine receiving your college diploma one day, and then getting a statement from a financial institution the […]
Is It Worth It? Calculating The ROI Of A College Education
Ouch. The cost of a college degree can be downright painful to contemplate if you’re thinking of heading in that direction. According to Forbes, tuition and fees at colleges and universities have grown by more than 1,200 percent over the past 30 years. Many students and their parents look at the steep price of a […]
Tips On Choosing A Career
If you’re in high school right now, you’ll have to work until you’re 67 years old before being fully entitled to your Social Security retirement benefits. It means you’ll be working for 50 years or maybe even more. Deciding on a career and your next level of education has never been more important than it […]
Jobs, Careers, And Vocations: Figuring Out What To Do With Your Life
It’s both interesting and frustrating. When it comes to language, seldom is there just one and only one word to describe something. It’s why some of us say we have a job, while others say it’s a career, and yet a different group might refer to it as a vocation. These three terms generally mean […]
Is Your Student Loan Debt Affected by Where You Live?
Location, location, location. If the real estate industry has taught us anything over the years, it’s that one’s location is the most important of housing considerations. And as it turns out, location might also play a factor in your ability to pay off student loan debt. Student loan debt is working its way into the […]
More Than You Bargained For: Unexpected Student College Expenses
There are three obvious expense categories when considering college: tuition and fees, room and board, and books and supplies. You’ve got to budget for them as you consider the cost of a college degree. Currently, more than 44 million former college students in America owe more than $1.5 trillion in educational debt. And it’s not […]
Student Loan Crisis Worsens
There’s good news and bad news. Since 1970, wages in America have increased 67 percent., but college tuition has grown faster. Many high school students have no choice but to take out student loans. The result is that student loan debt is now the second-highest consumer debt category. According to Forbes, we owe more in […]