Blog

It’s both interesting and frustrating. When it comes to language, seldom is there just one and only one word to describe something. It’s why some of us say we have a job, while others say it’s a career, and yet a different group might refer to it as a vocation. These three terms generally mean...

It was never much of a secret. People just weren’t paying attention. There are tens of thousands of current job openings for positions that can pay you more than workers whose jobs require a bachelor’s degree. If you don’t want to sit all day at a desk in front of a computer and the idea […]

It’s been widely reported that federal student loan debt now totals a staggering $1.5 trillion, give or take a few billion. It’s hard to wrap your head around numbers that large, but within that big amount lay some disturbing trends that spell bad news for the U.S. economy as a whole, and especially...

In my last blog I addressed the phenomenal growth of people attending college. In 1940 only around 5% of Americans held a college degree. Now, the figure is over 35%, and around two-thirds of Americans have attended college at some point. Along the way has come an even more dramatic increase in the cost...

Location, location, location. If the real estate industry has taught us anything over the years, it’s that one’s location is the most important of housing considerations. And as it turns out, location might also play a factor in your ability to pay off student loan debt. Student loan debt is working...

There are three obvious expense categories when considering college: tuition and fees, room and board, and books and supplies. You’ve got to budget for them as you consider the cost of a college degree. Currently, more than 44 million former college students in America owe more than $1.5 trillion in...

There’s good news and bad news. Since 1970, wages in America have increased 67 percent., but college tuition has grown faster. Many high school students have no choice but to take out student loans. The result is that student loan debt is now the second-highest consumer debt category. According to...

Many social pressures compel people to go to college whether they want to or not, whether they can afford to or not. This wasn’t always the case. Prior to World War II, less than 5% of American adults held a college degree. Only jobs at the highest professional levels required one. A big change occurred...

In my last blog I pointed out the decline of home ownership in America, caused in part by enormous levels of student debt that are preventing people from saving enough to afford a home, or ruining their credit because they aren’t making student loan payments. Another trend is taking place that’s...